A little about bankruptcy exemptions. In some states you will notice there is a listing for federal exemptions as well. What this means is that you can choose either FEDERAL OR STATE EXEMPTIONS to protect your personal property in your bankruptcy. You CANNOT combine the two systems, you must choose one or the other and stick with it. This also applies to the California 703 and 704 systems, choose which works best for you.

Alabama                     Alaska                     Arizona                      Arkansas                    California 703 System                California 704 System 

                                                                                                         AR-Federal

Colorado                    Connecticut              DC                             Delaware                   Florida

                                    CT-Federal

Georgia                      Hawaii                       Idaho                          Illinois                        Indiana                        Iowa

                                    HI-Federal

Kansas                       Kentucky                  Louisiana                    Maine                       Maryland                      Massachusetts

                                                                                                                                                                                   MA-Federal

Michigan                    Minnesota                 Mississippi                 Missouri                   Montana                       Nebraska

MI-Federal                 MN-Federal

Nevada                      New Hampshire       New Jersey                New Mexico             New York                     North Carolina

                                   NH-Federal               NJ-Federal                 NM-Federal

North Dakota             Ohio                          Oklahoma                   Oregon                     Pennsylvania               Rhode Island

                                                                                                                                             PA-Federal                  RI-Federal

South Carolina           South Dakota           Tennessee                 Texas                        Utah                             Vermont

SC-Federal                                                                                        TX-Federal                                                   VT-Federal

Virginia                      Washington              West Virginia              Wisconsin                Wyoming     

                                   WA-Federal                                                   WI-Federal