Chapter 13 Bankruptcy

Chapter 13 Bankruptcy is one of the types of bankruptcy you can choose to file. Every person's situation is different and you must take that into account if you want to file for chapter 13 bankruptcy.

Here is a list of some of the items you will need to gather in order to get started with your bankruptcy:

A list of your creditors, addresses, amounts owed and account numbers
A list of all of the property you own and an idea as to the value of it.
Legal description of any real estate you may own.
Monthly income and expenses

To value your property take into account the age of the item and what the current market can bear for it. A good place for comparison is eBay.

Nadaguide is a good place to look for your car value and is accepted as a source by most US Trustees.

When valuating your house most people use their property tax values. In today's market if you have a lot of equity

You might want to consider an appraisal; this might come in lower than the current tax assessment.

HERE IS THE LIST OF FORMS WE PREPARE FOR YOU

1. Voluntary Petition

2. Summary of Schedules

3. Schedule A - Real Property

4. Schedule B - Personal Property

5. Schedule C - Property Claimed As Exempt

6. Schedule D - Creditors Holding Secured Claims

7. Schedule E - Creditors Holding Unsecured Priority Claims

8. Schedule F - Creditors Holding Unsecured Nonpriority Claims

9. Schedule G - Executory Contracts and Unexpired Leases

10. Schedule H - Codebtors

11. Schedule I - Current Income of Individual Debtor(s)

12. Schedule J- Current Expenditures of Individual Debtor(s)

13. Declaration Concerning Debtor's Schedules

14. Statement of Financial Affairs

15. Statement of Income - Chapter 13

16. Chapter 13 Individual Debtor's Statement of Intention

17. Statement of Social Security Number

18. Creditor Mailing Matrix

19. Creditor List Formatted for Diskette (if Needed)

20. Court Fee Installment Plan (If requested)

21. Three to Five year Plan

22. Statement Re Payment Advices

23. Certificate of Completion

24. Exhibit D – Individual Statement of Compliance with Credit Counseling

25. Declaration and Signature of Non-Attorney Bankruptcy Petition Preparer (B19)

26. Disclosure of Compensation of Bankruptcy Petition Preparer (B280)

27. Notice to Individual Consumer Debtor(s) (B201A)

28. Certification of Notice to Individual Consumer Debtor(s) (B201B)

Items 21-24 are almost always forgotten by other companies and results in a deficiency filing which YOU will have to fix or your case will be DISMISSED.

Items 25-28 are rarely given and they ARE REQUIRED BY FEDERAL LAW. In fact if the people who prepare your petition do not file these

documents with your petition, they are asking you to commit BANKRUPTCY FRAUD. We sign your petition and fill out all of the documents

disclosing we prepared your documents for you. Don't get caught in a lie, whoever you use, ask them if they fill out these forms to ensure they follow

Title 11 of the United States Bankruptcy Code to the letter so that you don't get into trouble. Any reputable company will be more than willing to sign

your documents if they are legitimate and complete them correctly. That is why we have no problem signing our documents because we follow the law.

Are you ready to start your bankruptcy today? Visit our order page to get started for only $ 234

Chapter 13 Bankruptcy

"we are not attorneys and cannot give legal advice"